Medicaid And Long Term Care

Despite hoping that we will never need to be admitted to an assisted living facility or a nursing home, sometimes our choices are limited.  Not only is the choice emotional, but financial implications can make the transition even more difficult.

Few people are prepared to absorb the costs of long-term care.  Paying for assisted living and nursing home care for an extended period of time can deplete hard earned savings, leaving few options for a spouse who is still living at home or for family who is trying to respect their loved one’s wishes.

Our attorneys skillfully guide clients—whether it’s children of elderly parents, individuals, or couples—with empathy and respect through this complicated process.  They’re armed with creative solutions intended to ease minds and hearts.

1. Pre-Planning – Are you hoping to protect your assets and home to avoid it all being used to pay for your long-term care someday?

When our clients are considering pre-planning, often the questions at the top of their minds include:

• • • Can I protect my house from a nursing home lien?
    • Who is eligible for Medicaid/Medical Assistance?
    • Is it too late to start planning?
    • Will a trust protect my assets?
    • Can I get help to pay for assisted living?

2. Crisis Planning – Have you or a loved one recently been admitted to a nursing home or assisted living facility?

When a move into an assisted living or a nursing home has occurred or is imminent, some of the questions our clients have are

• • • What do I do if a loved one has been recently admitted to a nursing home or assisted living facility?
    • Will my savings be enough to pay for my care?
    • Do I need to spend-down to $2,000 to qualify for Medicaid?
    • What do I do when my inheritance or the sale of my house puts my Medicaid at risk?
    • Where do I start?